Expertise to meet your needs

With an expertise of over 25 years in the field, I work with you as your adviser.
Following a comprehensive analysis of your situation, I will offer you financial products and insurance options to meet your needs.
 
Working with brokerage firms and financial institutions, I will represent you and get you the right protection for every stage of your life.
 
Yves Lemay, BBA
Financial security adviser 
 
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Protect your investment

Buying a home is the biggest investment you will make in your life. It is essential to choose the mortgage insurance that will suit you the best. You are planning the purchase of real estate, or you are already covered with a mortgage insurance? It is to your advantage, and often less costly, to get insured independantly from your mortgage; this will keep you from presenting the proof of good health in the future.

The choice is yours

  • Life only
  • Disability only
  • Life and Disability
Assurance-Hypotheque

Life insurance for peace of mind

Life insurance to protect your loved ones for a worry free future. There are different products for different situations, adapted to your budget. I will present you with the different options and advise you between : a term insurance (10 – 15 – 20 – 25 or 30 years), a permanent insurance or a mix of both coverages.

Coverages available

  • Family
  • Personal
  • Commercial/Partnership
  • For non-insurable people
Assurance-Vie2

Keep the pace in case of unexpected events

You have your own business, you are an employee without group insurance or you need  an additional coverage to your existing plan? Although a disability insurance does not protect from an accident, illness or simply a contingency that can prevent you from working, it can help you to maintain financial stability during this step. There are solutions for different situations and for all budgets, either you need a 2, 5, 10, 15 or  up to 65 years coverage.
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Focus on what really matters

People are living longer, yet it means that the chance  of being diagnosed with a critical illness is greater, which represents a financial burden. Critical illness insurance provides you with a lump sum in the event of the following diseases:

Critical Illnesses

  • Alzheimer’s disease
  • Aortic surgery
  • Aplastic anaemia
  • Bacterial meningitis
  • Benign brain tumour
  • Blindness
  • Cancer
  • Coma
  • Coronary artery- bypass surgery
  • Deafness
  • Heart attack
  • Heart valve replacement
  • Kidney failure
  • Loss of independent existence†
  • Loss of limbs
  • Loss of speech
  • Major organ transplant
  • Major organ failure on waiting list
  • Motor neuron disease
  • Multiple sclerosis
  • Occupational HIV infection
  • Paralysis
  • Parkinson’s disease
  • Severe burns
  • Stroke (cerebrovascular accident)
Assurance-Salaire

Travel with confidence and peace of mind

Go with peace of mind. A travel insurance adapted to the type and length of holiday that you are planning. Assessing your needs in the event of accident, illness, loss or theft of items, professionals will help you with all those needs.

To obtain your travel insurance, please contact Securiglobe
at 1 877 399-0909 (Rep code CLO016)

Assurance-Voyage

Save for your future

Navigating through the many investment products can be quite complex. To satisfy your specific family needs and goals, I am there to propose your different options. Thinking about retirement? It is never too early or too late for planning.

Investment products

  • Investment-savings account
  • Guaranteed Investment Certificate (GIC)
  • Locked-in Retirement Account (LIRA)
  • Segregated funds / Mutual funds
  • Registered Retirement Income Funds (RRIF)
  • Life Income Fund (LIF)
  • Registered Education Savings Plan (RESP)
  • Registered Retirement Savings Plan (RRSP)
  • Transfer of pension funds
  • Business
  • T.F.S.A.
  • Group RRSP
  • Life annuity
Placement

Professional Partners

Financial services brokerage firm – Groupe Cloutier Inc.

Damage Insurance Assurances Godin Inc.

RESP – Universitas
Myriam Derome – Registered Education Savings Plan Representative
450 758-9156 | myriam.derome@universitas.ca

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Message to Mortgage Brokers

My years of experience have allowed me to build strong business relationships with various mortgage brokers in the region. Recognizing the concept of partnership in my professional activities, I am able to complete your work by advising your clients to the most adequate protection for their loan.

I invite you to contact me to establish an agreement that will benefit your clients.

Contact me

For more information or to make an appointment.
Available Monday to Friday from 8am to 5pm. Saturdays and Sundays by appointment only.
We can meet at your home, your office, near your work, in one of our offices or in another place which suits you.